The Missouri Second Injury Fund is an important protection for injured workers. The Second Injury Funds protects workers in several ways.
Pre-existing Injuries That Combine with Work Injuries
If you have a pre-existing injury that combines with a work injury that leave you permanently and totally disabled, you may be entitled to benefits from the Missouri Second Injury Fund. An injured employee must have a permanent preexisting disability to trigger liability of the Fund. The prior disability must be "of such seriousness as to constitute a hindrance or obstacle to employment." In such a case, Second Injury Fund's must pay the injured worker a lifetime weekly benefit equal to 66% of his or her average weekly wage.
Employer Fails to Get Work Comp Insurance
When a work injury causes death, and the employer has failed to get workers' compensation insurance, the Second Injury Fund is responsible for death benefits to the employee's dependents. This benefit is a lifetime weekly payment equal to 66% of the deceased employee’s average weekly wage.
The Fund also pays medical bills of injured employee's when the employer fails to get workers' compensation insurance.
Second Injury Fund also provides benefits to injured employees with multiple jobs. If an employee is unable to work at a job as a result of an injury that occurred while working at another job, benefits may be claimed from the Second Injury Fund in connection with the job at which the employee was not injured.
We help people who have been injured in work accidents. We offer a free consultation so that you may discuss your concerns with an experienced attorney. Contact us online or call our St. Louis office at 314-862-6865 to schedule your free initial consultation. When you meet with us, ask about:
- Evening and weekend appointments
- Home and hospital visits
- No attorneys fees unless you collect