The amount of your permanent disability benefit depend on your impairment rating (also known as disability rating) given by a doctor, average weekly wage, and the part of the body that is injured. For example, if you have an injury to the right arm and a disability rating of 25%, the permanent disability payment can be calculated using that rating plus your average weekly wage.
The impairment rating is supposed estimate the severity of the injury and the extent to which the injury will limit your ability to earn a living in the future. The injury rating should be determined after you maximum medical improvement (MMI), which is the point at which further treatment will not improve your condition. In other words, MMI is the point at which your doctors tells you he or she has done all that can be done to treat the injury and improve your condition.
The work comp insurance company will send you to its doctor to give a rating. This rating is almost always too low. The insurance company is biased and has every incentive to try to minimize the extent of your injury to limit the payout you are owed.
We can help. We have a team of doctors and other health care professionals who will examine you and give you a fair impairment rating. We will fight for your rights and make sure the workers’ compensation insurance adjusters treat you fairly.
We help people who have been injured in work accidents. We offer a free consultation so that you may discuss your concerns with an experienced attorney. Contact us online or call our St. Louis office at 314-862-6865 to schedule your free initial consultation. When you meet with us, ask about:
- Evening and weekend appointments
- Home and hospital visits
- No attorneys fees unless you collect